Payments & stablecoin infrastructure

Money moves slow.
Brazil doesn't.
Neither do we.

Convert BRL to stablecoins in under a minute through PIX. Hold BRL, USD and EUR accounts, and settle cross-border payments 24/7 — all through one compliant API.

No local entity required Bank-grade compliance built in
Conversion · BRL → USD Pending
R$ You send
Brazilian Real
BRL 250,000.00via PIX
PIX
FedNow
$ You receive
USD
USD 0.00via FedNow
Rate locked · 1 USD = 5.0863 BRL 00:00

Trusted by exchanges, fintechs and global businesses

US$10B
transacted
< 60s
PIX → stablecoin settlement
24/7
operation — weekends and holidays
99.9%
API uptime

Product

Everything you need to operate in LatAm

Accounts, conversion and payments — three primitives that compose into complete payment infrastructure.

Get in touch
01

Multi-currency accounts

Named and virtual accounts in BRL, USD and EUR, opened through the API. Real-time balances, built-in FX.

  • Local accounts in LatAm, the US and Europe
  • Real-time balance tracking
  • FX dashboard and conversion API
02

Stablecoin on/off-ramp

BRL to USDC and back, in under a minute, powered by PIX. Deep liquidity at institutional volumes.

  • Sub-minute settlement, 24/7
  • Multi-source routing for best execution
  • Rate lock on every order
03

Cross-border payments

Pay suppliers and teams on local rails — PIX, SPEI, ACH and SEPA. Run multi-currency treasury and reconcile every flow from one place.

  • 15+ countries, local payment methods
  • Third-party payments with full KYC
  • 24/7 price lock on cross-border orders

Why Trace

We're removing the barriers

While others talk about bridging traditional finance and digital assets, we ship infrastructure that already does.

01

Deep liquidity

Institutional volumes with consistent pricing. Multi-source routing finds optimal execution for every conversion — from small trades to large settlements.

02

Real-time settlement

Conversions complete in under a minute via PIX. No banking hours, no cut-off times — BRL moves on weekends and holidays like any other day.

03

Regulated and audited

Operating in strict alignment with global AML/CFT standards. Automated KYC and transaction monitoring on every operation, with full audit trails.

Use cases

Built for the companies moving money into LatAm

From exchanges processing millions in daily volume to fintechs launching in new markets.

Talk to us

International PSPs

Move your merchants' money in and out of LatAm. Offer PIX pay-in and pay-out with BRL settlement and compliance handled — through one API.

Banks & non-bank financial institutions

Access local rails and multi-currency settlement under a regulated, audited framework — KYC, transaction monitoring and reporting built in.

Global fintechs

Launch in Brazil without a local entity. Offer PIX payments and BRL accounts on our regulated infrastructure from day one.

Also serving Crypto exchanges International businesses Trading firms Web3 companies

Trace API

One integration. Every rail.

  • Beneficiaries — register payout destinations: PIX, bank accounts, crypto wallets
  • Quotes — lock an FX rate for a short window, bound to one account
  • Operations — deposits, swaps and withdrawals across every rail
  • Webhooks — signed events for every approval and terminal state
withdrawal.sh 201 Created · 412 ms
# 1 — lock the rate
POST /api/quotes
{ "sourceAsset": "BRL", "targetAsset": "USDC",
  "sourceAmount": "250000.00" }
# => { "effectiveRate": "5.0863", "expiresAt": … }

# 2 — send the withdrawal
POST /api/operations/withdrawal
{ "quoteId": "<quote-id>",
  "beneficiary": { "mode": "REFERENCE", "id": "<beneficiary-id>" } }
# => 201 · REQUESTED — OPERATION_COMPLETED webhook follows

Dashboard

Manage everything from one place

Balances, conversions, payouts and approvals — visible to your whole team, exportable for your auditors.

Coming soon

We're building the future of cross-border settlement

Something new is on the way. Join the waitlist to be first in line when it launches.

You're on the list — we'll be in touch. Something went wrong. Please try again.

Ready to remove the barriers?

Talk to our team about volumes, corridors and integration. Most clients go live in days, not months.